Lunch & Learn: All Things Mortgage

Lunch & Learn: All Things Mortgage

Friday, May 5th, 2023 | 12:00 PM-1:00 PM

Credits: Informational Only

Free to PWAR Members $10 Guest


Learn how your mortgage rep calculates the rate and point combination (inside look) – We take in the loan to value (LTV), the credit score, the type of home (condo), and the loan program the buyer qualifies for. All these things help build a rate and paint combination for the buyer to choose from.

The difference between tax benefits in today’s market. You want to know how the 1098 form (interest paid on a mortgage) can be an eye-opener for your prospective buyers.

We have community loans available (CRA). These loans we have are called the community reinvestment act to help the surrounding area we serve as a bank. Of course, we also offer bank grants that can be combined with county grants. I will show you who qualifies.

Ramon Morales

Ramon Morales


I began my career in the mortgage industry back in 2002, I have serviced thousands of borrowers over the years giving me a head and shoulders above most of my experience of excellent service. I have I had many satisfied realtors along with satisfied borrowers over the years by way of excellent service. I was able to navigate through the 2008 period when things were challenging by finding answers to problem loans and being able to close those hard loans.

Event Information

  In Person, 4545 Daisy Reid Avenue, 22192, VA, United States
}  May 05, 2023
  Friday, 12:00 pm to 01:00 pm
  (703) 565-0033
n  Professional Development
    Free to PWAR Members | $10 Guest

Event Organizer

   PWAR's Professional Development Small Group

Event Location